Terms & Conditions
Acceptance of Terms
By submitting the Coverage Snapshot form on this website, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.
Purpose of the Form
The Coverage Snapshot form is designed to help you schedule a free consultation, provide basic insurance-related information, and explore Sun Life solutions that may suit your needs. Submitting the form does not create any contractual obligation between you and Kyle Pagunsan or Sun Life.
No Guarantee or Financial Advice
The content on this website, including the Coverage Snapshot results, is for educational and informational purposes only. It does not constitute financial, legal, or insurance advice. Any recommendations provided are general in nature and should not be relied upon as a substitute for professional consultation.
Third-Party Services
This website integrates third-party services including Calendly for appointment scheduling. When you use the Calendly booking widget, you are also subject to Calendly’s Terms of Use and Privacy Policy. Kyle Pagunsan is not responsible for the practices or policies of third-party service providers.
Intellectual Property
All content on this website, including text, graphics, logos, and design elements, is the property of Kyle Pagunsan and/or Sun Life and is protected by applicable intellectual property laws. You may not reproduce, distribute, or use any content without prior written consent.
Limitation of Liability
Kyle Pagunsan and Sun Life shall not be held liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or reliance on the information provided herein.
Contact
If you have any questions about these Terms & Conditions, please contact us at clarencekyl3@gmail.com.