you probably don’t trust insurance people.
fair. i’m kyle. i’m a licensed insurance advisor with sun life grepa, and i’d rather lose a sale than sell you something you don’t need.
↓keep scrolling
let’s be real
your tita’s friend from church has a “great plan” for you. your batchmate-turned-advisor won’t stop messaging. that “coffee” was a two-hour pitch deck.
skepticism makes sense. the right coverage, explained simply, can change how your future feels. that’s what i’m here for.
if this sounds like you
the remote earner
first time making real money. zero safety net: no hmo, no retirement, no life cover. if something happens tomorrow, your family carries it.
the family plan (literally you)
parents, spouse, kids. the people who depend on you are depending on a plan that doesn’t exist yet.
the already-insured, barely-sure
you pay every month. you have no idea what it actually covers, or if it’s the right policy for you.
how this actually goes
we talk, not pitch
a real conversation about your life, what you’re responsible for, what worries you. if you don’t need insurance, i’ll say so.
real numbers, plain english
options you can actually compare. no jargon, no fine-print surprises. you’ll know exactly what you pay and what you get.
you decide, on your time
no chase-calls. no “limited slots.” take a week, take a month. i’m here when you’re ready.
one more thing
every year you wait, two things work against you.
premiums rise
every year for the exact same coverage. that policy will never be cheaper than it is right now.
health isn’t promised
a single diagnosis can make you uninsurable, or push rates way higher.
the best time to get covered was yesterday.
the second-best time? today.
questions people ask
before you take the reality check.
the reality check
where do you actually stand?
answer a few short questions. get a snapshot in your inbox.
- 2 minutes
- emailed to you
- data stays private
Let’s start with the basics
Who you’ll be talking to
Kyle Pagunsan · Sun Life Grepa Insurance Advisor
I believe in transparent guidance. I’d rather tell you something isn’t a fit than sell you something you don’t need. No jargon, no pressure. Just an honest conversation about where you stand and what actually makes sense.
Outside of one-on-one consultations, I spend my time spreading financial literacy to the Filipino community, helping people understand the options they never learned about in school.
I’m also a software developer. You can see that side of me at kylepagunsan.com.
Support my journey by following along. I share tips, breakdowns, and real talk about insurance and financial literacy.